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LEGAL AGREEMENT

Terms of Service

Last Updated: November 12, 2026

1. Nature of Service

FeeForge provides a free, client-side calculator designed to help businesses, independent contractors, and digital merchants estimate payment processing fees and calculate reverse invoice totals across various payment platforms.

2. Estimation Disclaimer

While all mathematical models are maintained according to published standard card processing fee schedules (e.g. Stripe's 2.9% + $0.30, PayPal's 3.49% + $0.49), actual fees charged by merchant gateways may vary based on merchant industry classification, custom enterprise contract pricing, card tier (consumer debit vs commercial corporate rewards), and regional sales taxes. FeeForge outputs are provided for estimation and planning purposes only and do not constitute legal or certified financial advice.

3. Third-Party Trademarks & Independence

"Stripe", "PayPal", "Square", "Lemon Squeezy", and "Wise" are registered trademarks of their respective owners. FeeForge is an independent utility and is not affiliated with, sponsored by, or endorsed by Stripe, Inc., PayPal Holdings, Inc., Block, Inc., Lemon Squeezy, LLC, or Wise Payments Limited.

4. Limitation of Liability

FeeForge is provided on an "as-is" and "as-available" basis without warranties of any kind. Under no circumstances shall the creators or operators of FeeForge be held liable for any direct, indirect, incidental, or consequential damages resulting from the use of or inability to use this service.

5. Contact Information

Inquiries regarding these terms may be directed to feeforge@gmail.com.